Avanse is hiring in Pune

Job Title: Branch Credit Manager

Company: Avanse Financial Services Ltd.

Location: Pune, Maharashtra

Employment Type: Full-time

Job Description:

- Credit Appraisal: Underwriting/recommending proposals for non-collateral/collateral backed education loans.

- Training: Providing training to CPA’s to ensure alignment with company policies and norms.

- Delinquency Management: Handling delinquency for the location.

- Vendor/Cost Management: Managing outsource agencies and ensuring TAT is maintained.

- Quality Management: Ensuring audit, compliance, and hind sighting.

Specific Responsibilities:

- Credit Appraisal: Underwriting/recommending proposals for non-collateral/collateral backed education loans.

- Process: Understanding and implementing process and policies.

- Training: Providing training to CPA’s for alignment with company policies.

- Delinquency Management: Handling delinquency for the location.

- Vendor/Cost Management: Managing outsource agencies and ensuring TAT is maintained.

- Quality Management: Ensuring audit, compliance, and hind sighting.

- PDD Management: Controlling and tracking PDDs through proper MIS for the location.

Technical Competencies / Skills:

- Basic knowledge of loan underwriting.

- Knowledge of Mortgage Lending Business.

- Ability to conduct personal discussions with clients independently.

- Good communication and report writing skills.

- Basic knowledge of banking.

- Good knowledge of computer applications.

Responsibilities:

- Credit appraisal

- Training

- Delinquency management

- Vendor/cost management

- Quality management

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